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Insurance

Purchase Protection Insurance Denials

Analysis of policy claims versus actual denial reasons for credit card purchase protection.

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Official Claims

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"Covers items damaged or stolen within 90 days of purchase."

Lived Experience

JO

Jordan T.

5/31/2026

warning

I filed a claim on day 88. The administrator denied it, stating the incident must be *reported* to police within 48 hours of occurring, even though the overall claim was within 90 days. Read the fine print.

Re claim:"Covers items damaged or stolen within 90 days of purchase."

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